International Trade Finance for emerging markets

Immediate access to liquidity for further development of your company

Tradepay is a specialty trade finance company which provides quick and tailored solutions for financing to exporters and importers in emerging markets.

Tradepay was founded in 2016 by experienced professionals who have been in the trade finance, factoring and supply chain finance business for more than 25 years.

The Tradepay Advantages

Customized Approach

Given the unique legal background of each transaction, we give the client a customized solution for each domain of international trade finance, ranging from factoring to supply chain finance and inventory buyback finance.

Free Advising

We ensure our clients get the best advice available to structure their transactions strategically to their advantage.

No risk

We take the responsibility for political, credit and transfer risk of non-payment at maturity. The instruments we finance are covered by credit insurance, usually purchased and discounted without recourse to the seller.

Guarantee Of Payment

Along with purchasing and discounting, we offer confirmation on silent basis of the political, credit and transfer risk only, i.e. we guarantee to the exporter the payment under the respective instrument at maturity.

The Tradepay Services

Receivable Financing

Chain Financing

Buyback Financing

  • On the international and domestic market
  • Up to 180 days of financing
  • Of short to long-term secured receivables
  • Advance up to 90% of receivables value
  • On the international and domestic market
  • Up to 180 days of payment extension
  • Of short to long-term secured receivables
  • Advance up to 90% of receivables value
  • Access immediate working capital
  • With customized repurchase option
  • Advance up to 90% of inventory value


What is Accounts Receivable Financing?

Accounts receivable financing, also known as Invoice discounting finance or factoring, is an affordable and quick method for businesses to receive funding to cover business expenses while awaiting payment on outstanding invoices. The unpaid invoices serve as collateral. As long as the buyer in the transaction pays the invoice as expected, the borrower (seller) does not take on any debt and does not have to make any payments to the accounts receivable financing company.

How Tradepay Provides Accounts Receivable Financing?

Tradepay will buy a business’s outstanding invoices or receivables at a discount and will assume the risk on the receivable, and in return will provide a quick influx of cash to the borrowing business. Instead of getting paid the full value of the invoice, the borrowing business gets an immediate cash payment by selling the rights to be paid by the buyer that the borrowing business (seller) invoiced.

Supply Chain

What is Supply Chain Finance?

Supply chain finance, also known as supplier finance or reverse factoring, is a set of solutions that optimizes cash flow by allowing businesses to lengthen their payment terms to their suppliers while providing the option for their large and SME suppliers to get paid early. This results in a win-win situation for the buyer and supplier. The buyer optimizes working capital, and the supplier generates additional operating cash flow, thus minimizing risk across the supply chain.

How Tradepay provides Supply Chain Finance?

Tradepay provides supply chain finance solutions in situations where a supplier does not grant credit terms to a buyer. Tradepay facilitate the transaction by paying the supplier upfront. Simultaneously, Tradepay extends credit terms of up to 30-90 days to the buyer giving it the time it needs to turn the product/services over to its clients.

Inventory Buyback

What is Inventory Buyback Finance?

Inventory financing is an asset-backed, revolving line of credit or short-term loan made to a company with inventory. The inventory serves as collateral for the loan if the business does not sell its products and cannot repay the loan. Inventory financing is especially useful for businesses that must pay their suppliers in a shorter period than it takes them to sell their inventory to customers. It also provides a solution to seasonal fluctuations in cash flows and can help a business achieve a higher sales volume – for example, by allowing a business to acquire extra inventory to sell during the holiday season.

How Tradepay Provides Inventory Buyback Finance?

Tradepay provides inventory capital solutions by purchasing the client’s inventory at a discount. The Inventory buyback service provides clients with a short-term (up to 90 days) repurchase option, wherein the client can buy back its inventory. Thus, the service serves as a valuable tool allowing clients to obtain immediate liquidity to cover working capital demands while maintaining access to the products sold. Tradepay enables clients to maximize the efficiency of their financial strategy as they get access to working capital while not incurring any additional liabilities.

About Us

What We Do?

A team of visionary entrepreneurs created Tradepay to finance the growth of export related businesses in India. We realized that growing businesses have limited financing options to fund international trade which drove us to expanded our reach and became an independent commercial finance company. Today, Tradepay is a leader in providing short-term financing solutions to growing small and medium sized businesses in India, directly powering the “Make in India” initiative.

With years of marketplace experience, we understand the financial challenges entrepreneurs face when presented with growth opportunities. As a result, we created a customized service offering which allows businesses to further expand with minimal operational restrictions. We provide flourishing SMEs with swift and seamless access to finance by incorporating a thorough and automated risk assessment process. With technology being our focal point, Tradepay’s proven process reduces paperwork, improves efficiencies and creates a productive borrowing experience for all stakeholders.



Patrick De Lisi
Managing Director

Patrick is a graduate of Fordham University and a licensed CPA. He has held a number of senior financial management and operational roles throughout his career in both import export and financial services. With almost over 3 decades of experience in the factoring and merchant cash advance industries , proven  team building skills and oversight of over a half billion dollars of funding, Pat is well positioned to lead the Tradepay team.

Esmeralda Levya
Director of Operations

Esmeralda has been with Tradepay since inception and is responsible for managing all Accounts Payable functions for the company and assists with the daily processing of accounts Receivable. In addition, she provides full management of Human Resources and payroll.

Reji Joseph
Chief Technology Officer

Reji leads TradePay’s strategy across key technology initiatives. As a technical executive, Reji brings extensive experience with a strong background in engineering and architecture. Prior to joining TradePay, he helped Bizfi fully automate and build the CRM & online marketplace. He also worked for Satyam Computer Services Limited (Tech Mahendra), Aurionpro Solutions Limited and helped clients like PaySimple, Verizon, Liberty Mutual etc to build credit card, financial and insurance applications. Reji received his Masters (Master of Computer Application) from Osmania University, India.

Ritesh Shaw
Chief Executive Officer

Ritesh has many years of factoring, credit and banking management experience. He is an expert at all aspects of banking and business-to-business factoring across a broad spectrum of manufacturing and services-based industries. Ritesh is responsible for management and oversight of all operations at our Indian office.

P K Jain
Business Head

PK is an MBA from the reputed Indian School of Business. PK brings years of experience managing the factoring process cycle. He contributes immensely toward the development and implementation of the Tradepay funding process  cycle. In addition, PK unique experience in several Indian manufacturing and distribution verticals allow him to help drive the formulation of Tradepay’s long term diversification strategy.

Sam Kota
Investor Relation

Sam graduated from Central Connecticut State University and has played an important role in the growth of Tradepay since joining the team in 2017. His strengths are in systems, data and business development. He assists management in developing strategies to identify companies who could benefit from the funding services offered by Tradepay. His dedication to providing exceptional customer service, attention to detail, knowledge and transparency will ensure his clients have an ally in getting the working capital they need to grow their business.

Rima Saha
Client Relations

Rima is a commerce graduate from the University of Calcutta and has been an associate at Tradepay since its inception. She leads her team by quickly and efficiently processing the funding for all deals requested by Tradepay’s client in order to satisfy their constant cash flow needs.

Puja Sharma
Credit Analyst

Puja joined the Tradepay team in 2017 after obtaining a degree in finance from the University of Calcutta. She has worked in every facet of our funding process, from invoice verification to financial forecasting/budgeting. Puja is currently directly responsible for the credit underwriting on current and prospective business.

P K Dutta
Business Developmet

PK Dutta is a senior banker having spent 25 years with one of the largest public-sector banks in India. He is an expert at identifying funding opportunities for new clients and helping them become a part of the Tradepay family. PKD holds a Master’s Degree in Finance from Calcutta University of India. His background as a credit officer is a large bank and now as a BDO at Tradepay makes him a great resource for prospective clients. He understands every aspect of the factoring process and is committed to the success of his clients at Tradepay.

Contact Us


800 Brickell Avenue
Miami, Florida – 33131.


New York

1460 Broadway
New York – 10036.